The Oxford Future of Finance and Technology Initiative is a research collaboration between Saïd Business School and industry. It will explore global changes in business, policy and society in relation to technology disruption in the financial sector, in order to advance research and aid in the development of government policies and industry best practices.  


Newly published

Lucy Mullins

Female Founders in Fintech Case Series: Stepladder

Lead by the OFFTI, this case series features female founders of fintech ventures around the world who are striving to make a difference in financial services - particularly financial wellness - using technology. 

In the first case of the series, the OFFTI profile StepLadder, a platform aiming to help people achieve the dream of owning their first home. The case features COO, co-founder and Oxford Saïd MBA alumna, Lucy Mullins, and CEO and co-founder, Matthew Addison.


Rise of BigTech platforms in banking

The relevance and importance of Open Banking is soaring, with API usage doubling in 2020 in concert with a sharp increase in contactless payments and online banking following the COVID-19 Pandemic. This whitepaper, the Initiative's first, uses interviews with leading industry professionals to build a future-facing picture of the banking sector in light of Open Banking regulations.

Research team

Core research team

Led by Professor Pinar Ozcan, the following faculty members manage research projects within the initiative.

Supporting faculty and associates

The following members of the Oxford Saïd academic community support the initiative via participation in research projects or dissemination of teaching and research content.

University-wide collaborators

External collaborators

Relevant academic articles and working papers from our research team.


Invitation to partner with Saïd Business School

We invite your organisation to engage with this ambitious research programme around the future of finance and technology. This is a unique approach to applied research that will create strong and lasting partnerships between academics and industry.

If you have any questions about how to get involved as a partner with us on this initiative, please contact